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Insider Secrets For Your Own Million Dollar Multilevel
Current and former members of the cruise line describe the unrest that has gripped one of the world’s most glamorous industries
Trust Funnel By Brian G. Johnson, Joel Comm
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Read on for the dark secrets at the heart of the yachting industry, a profile of the gamer, interviews with pragmatic media mogul Jay Penske and Nxivm survivor India Oxenberg.
At the heart of the yachting industry, which portrays the glamorous lifestyle of working in paradise aboard multimillion-dollar vessels, may be a hidden secret: a rampant sexual harassment problem.
About 65 percent of yachtsmen who responded to a 2018 Professional Yachting Association survey said they had witnessed or knew of physical or verbal sexual harassment on board. Almost 40% of the 870 respondents to the survey presented at the Monaco Yacht Show said they had experienced unwanted physical contact and half had received unwanted sexual or sexual comments.
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Business Insider spoke with 15 current or former members of the cruise line. Among them, 11 people were charged with sexual harassment on board. Many asked not to be named for fear of repercussions within the industry. Four other former and current crew members told Business Insider they experienced verbal abuse, threats and discrimination on board.
On Sept. 23, Penske Media Inc., or PMC, which owns Rolling Stone, Variety and Womenswear Daily, announced it would buy The Hollywood Reporter, Billboard and Vibe as part of a partnership with entertainment company MRC. The new unit is called PMRC. The move would create a monopoly in the Hollywood media industry — putting PMC ahead of publishers like Meredith, Condé Nast and BuzzFeed, and Comscore second only to Hearst.
Business Insider polled more than 30 current and former Penske executives, editors and media peers about the shy CEO. Many asked not to be named for fear of repercussions for the company. These conversations reveal an admirable and dynamic publisher determined to defy the odds in publishing and prove himself beyond his household name.
When India Oxenberg dropped out of college at age 19, she dreamed of starting her own catering business in Los Angeles.
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But despite his passion for the culinary arts, he realized he lacked a certain business acumen.
“I feel like I’ve lost a lot of skills,” Oxenberg, now 29, told Business Insider. “And I felt like I lost all confidence in myself just to do something like this…Anything as an entrepreneur is hard, at 19 years old.”
Oxenberg’s ears perked up at a business opportunity brought to him by his mother, former “Dynasty” star Katherine Oxenberg. It was a new training program called Executive Success Program run by a group called Nxivm. The two soon attended a private presentation by the group.
Little did she know it would begin a seven-year journey into the most notorious cult in American history, where she says she was mentally and physically tortured and abused, even branded with someone else’s initials.
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At first glance, building a million dollar net worth may seem impossible, but it’s more realistic than you might think.
At first glance, building a million dollar net worth may seem impossible, but it’s more realistic than you might think. In fact, you don’t need an award ticket or investment to join this exclusive club.
Your annual income is important, of course, but how you allocate your money is even more important than your salary. With proper planning, a solid work ethic, responsible spending habits, and smart investments can grow your wealth to $1 million.
Achieving this goal will require some sacrifices, but the sense of financial security is priceless. If you’re serious about being a millionaire, it’s time to start making some big moves. Combine some or all of these 12 methods to create a solid game plan and start making your first million dollars.
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Profitability is not strictly reserved for business, it’s up to you. “By maximizing the difference between what you earn and what you spend, you get the same profit as a business,” says J.D. Roth Money Owner at Personal Finance Blog. “These benefits can help you reach your long-term financial goals.”
To reach $1 million specifically, you need to significantly increase your savings rate from the normal 5% to 15%, says Roth. He recommends saving half of your income and points out that you need to make tough decisions to delay current expenses at the expense of future financial success. For dual-income families, he chooses to live on one income and invest the other income.
“Starting With $10 Million” is actually a joke, reflecting how our brains tend to mislead us when it comes to investing. The best way to get around our “lower spirits” is to learn how to invest, make a plan, and stick to it.
Our psyche often works against us, says Kirk Tischholm, CEO of Innovation Consulting Group. Investing millions isn’t hard – if you start young enough and avoid the psychological hurdles of following the crowd.
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Avoid investing and trading. Create a solid investment plan, invest good or bad, and over time you can become a millionaire. According to avant-garde research, those who buy are often worse off than those who buy and buy.
Passion won’t get you your first million. There is no substitute for luck and flexibility. “Find something you’re really passionate about, get empowered and make a business out of it,” says Joseph Carbone, a legacy consultant at Focus Planning Group. “Not only will you be happy, but you will probably be very successful.”
The story of Chipotle illustrates this. In 1993, Chipotle founder Steve Ellis was excited to open a fine dining restaurant after graduating from culinary school. With no money for a luxury location, he took out a small loan from his father and opened the first Chipotle to raise money for his signature restaurant. After selling 1,000 burritos in the first month, his passion for cooking moved from high-end restaurants to successful fortunes with the famous Chipotle Grill restaurant chain in Mexico.
Expect to fail along the way. Don’t be surprised if there are some bumps in the road before you reach that million dollar dream.
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Richness can be a math problem. Investing in the stock market for years, reinvesting your interest and letting the money grow and accumulate can make you a millionaire. But it’s also a question of how much to invest, what kind of investment, and how long to invest.
You can find out how much you need to invest, how long and with what profit with a simple calculator. Todd Tresidder, a former hedge fund manager and owner of the wealth-building website Financial Guide, has created a calculator to help with this. For example, if you invest $500 a month in a diversified stock market index fund like Fidelity Total, you can calculate